Internationally Acclaimed Master Psychic Intuitive Carole Kohn

Psychic Intuitive, Healer & Medium, Carole K.

Terms of Use

TERMS AND CONDITIONS OF USE AGREEMENT

YOU AGREE THAT BY USING THIS SERVICE YOU ARE AT LEAST 18 YEARS OF AGE AND YOU ARE LEGALLY ABLE TO ENTER INTO A CONTRACT

Welcome to www.my2012psychic.com. The following terms and conditions govern your (“member” or “you” or “your”) use of www.my2012psychic.com website.  By accessing this website, you the member agree to comply with and be bound by the following terms of use, as well as the terms and conditions of www.my2012psychic.com Privacy Policy which can be viewed at www.my2012psychic.com /privacy-policy and which is incorporated herein by reference.  If after reviewing the terms and conditions thoroughly, you determine that do not agree to it in its entirety, do not use www.my2012psychic.com’s website (also referred to from time to time as the “Site”) or any pages contained therein and/or any www.my2012psychic.com services via the telephone or internet.

www.my2012psychic.com does not refer, endorse, recommend, verify, evaluate or guarantee any OF THE OPINIONS, advice, information, AND/or other PRODUCTS OR services provided by ADVISORS OR USERS, and nothing COMMUNICATED VERBALLY OR IN WRITING shall be considered as a referral, endorsement, recommendation or guarantee of any ADVISOR BY WWW.MY2012PSYCHIC.COM.  THE OPINIONS, ADVICE AND INFORMATION ARE NOT INTENDED TO BE USED AS, AND DOES NOT ACT AS A SUBSTITUTE FOR, PROFESSIONAL SEXUAL, PSYCHOLOGICAL OR MEDICAL COUNSELING. YOU SHOULD CONSULT A SEXUAL, PSYCHOLOGICAL OR MEDICAL PROFESSIONAL FOR ADVICE OR TREATMENT REGARDING ANY SEXUAL, PSYCHOLOGICAL OR MEDICAL CONCERNS. MY2012PSYCHIC.COM does not AND WILL NOT warrant the validity, accuracy, completeness, safety, legality, quality, or applicability of the content or anything said or written by its ADVISORS OR USERS or any advice provided, including any information contained in any ADVISOR listing.  www.my2012psychic.com WILL not be liable for any damages sustained due to reliance by Member on such information or advice provided by any ADVISOR.

DISCUSSIONS/advice REGARDING MEDICAL HEALTH, MENTAL HEALTH

If YOU THE MEMBER, CHOOSES TO DISCUSS ANY TOPIC CONCERNING MEDICAL OR HEALTH ISSUES, YOUR DISCUSSION is strictly with THAT ADVISOR (AS WITH ALL ADVISORS). www.my2012psychic.com is not RESPONSIBLE FOR, OR INVOLVED in any way, AS TO THE substance of THE relationship or the advice or information given therein.

Advice or information provided by ADVISORS is provided for INFORMATIONAL, inspirational and entertainment purposes only and cannot be considered a substitute for a face-to-face physical examination of the Member by a doctor. www.my2012psychic.com strongly recommends that ANYONE seeking advice FOR mental health or medical ISSUES make an appointment for an examination with qualified professionals.

IF YOU ARE HAVING SUICIDAL THOUGHTS OR FEEL YOU MAY BE A DANGER TO YOURSELF OR OTHERS, IMMEDIATELY CALL 911 (OR THE RELEVANT EMERGENCY NUMBER FOR YOUR AREA) AND NOTIFY THE POLICE OR EMERGENCY MEDICAL SERVICES FOR HELP.

By using the services offered by www.my2012psychic.com via the Internet or telephone, you agree to these terms and conditions. You further agree that this is the entire agreement between www.my2012psychic.com and you, the member. You also agree that this Agreement supersedes any and all prior or contemporaneous agreements, representations, warranties and understandings whether written or oral, with respect to the subject matter of this Agreement. We reserve the right, at our sole discretion, to change, modify or otherwise alter these terms and conditions at any time.  Such modifications shall become effective immediately upon the posting thereof.  You must review this agreement on a regular basis to keep yourself apprised of any changes or updates. The terms and conditions of this agreement are not affected by our advisors as they have no ability to alter this agreement. By your continued use of the website and/or www.my2012psychic.com’s services you fully accept all of the terms and conditions set forth in this agreement.

www.my2012psychic.com SERVICES

www.my2012psychic.com allows Members the opportunity to interact with Advisors specializing in many areas, including love and romance, career and personal goals, dream analysis, tarot, numerology, I-ching, pet psychics and more.  Members may speak with psychics via telephone. The use of www.my2012psychic.com services is for entertainment purposes only and www.my2012psychic.com does not evaluate or guarantee any advice or information provided by an advisor and is not liable for any reliance by you on such advice or information.

Please be aware that the Site is only for adults over the age of 18 years. By accessing the website, any pages contained therein and/or any of www.my2012psychic.com services via the telephone or internet you agree that you are at least 18 years old. If www.my2012psychic.com becomes aware that anyone under the age of 18 seeks to conduct a transaction through the Services, www.my2012psychic.com will terminate that person’s account and restrict that person from accessing the Site.


PAYING FOR SERVICES AND PRODUCTS

To obtain access to the paid services and products offered by www.my2012psychic.com, you must supply us with the following information each time a purchase is requested by Member: 1) a valid credit card number with expiration date; 2) your billing address; 3) security code; This information will be collectively referred to as “payment information”.  This credit card data is NOT stored on our system and will only be used for payment processing purposes only. By providing us with this payment information, you agree and represent that the information is true, accurate, current, and complete and that you are authorized to use it.  What does www.my2012psychic.com consider a “valid” credit card? A credit card is considered “valid” when after verification, all information (Name, Address, Card Number, Expiration Date and Security Code) matches and there is an available charge balance equal to the amount you are requesting to purchase from the site.


PAYMENT, ONLINE ACCOUNTS, CREDIT CARD TERMS, BILLING OF SERVICES

www.my2012psychic.com accepts VISA, MasterCard, American Express and Discover and PayPal. Unless specifically stated otherwise on our website or in our terms of use and conditions, we do not accept any other form of payment.  All charges are payable in US Dollars.  All psychic readings will be funded in advance by utilizing www.my2012psychic.com’s credit card payment gateway.  www.my2012psychic.com uses a credit card processing company to bill users for use of the www.my2012psychic.com’s service. These companies do not retain share, store or use personally identifiable information for any secondary purposes. We reserve the right to partner with another party to provide specific services.  When the user registers for services, we will share names, or other contact information that is necessary for the third party to provide services. These parties are not allowed to use personally identifiable information except for the purpose of providing services.


COST OF SERVICES

The costs for all services are clearly listed on www.my2012psychic.com’s website. All phone readings are charged in the format of fifteen increments and are priced with clear and easy to understand flat fees. All offers and prices are subject to change without prior notice.


INTELLECTUAL PROPERTY

www.my2012psychic.com is the sole owner of all the intellectual property, and in particular the copyright, trademarks, database and patents, in www.my2012psychic.com and in any application, software, graphics, text as well as other materials used therein, including but not limited to the organization and selection of the materials contained therein.

www.my2012psychic.com contains copyrighted material, trade secrets and proprietary information owned by www.my2012psychic.com. This Agreement will not grant any Member any rights to the company’s patents, copyrights, trade secrets, trade names, trademarks (whether registered or unregistered), domain names or any other rights, functions or licenses as it is in respect of www.my2012psychic.com. The Member will in no way create plagiaristic software based upon any trade secret, intellectual property or proprietary information of www.my2012psychic.com.  Moreover, the Member may not, as it pertains to www.my2012psychic.com, sub-license, assign, transfer, sell or make any other commercial use of membership.

The Member is not allowed to adapt or use any trademark or trade name, domain name similar to or easily confused with that of www.my2012psychic.com, nor is the Member allowed to take any other kind of action that could infringe upon or impair www.my2012psychic.com’s trademark rights.

www.my2012psychic.com shall, as it is its right to, retain complete ownership in and to www.my2012psychic.com and all content displayed on www.my2012psychic.com, including but not limited to copies of data transferred or received by Member through the Site.

COPYRIGHT POLICY

www.my2012psychic.com respects the intellectual property rights of others, and we ask our Members to do the same accordingly.

www.my2012psychic.com may, in appropriate circumstances as well as at its own discretion, terminate the accounts of or access of users who infringe upon the intellectual property rights of others.

If you believe your work has been copied in such a way as to constitute copyright infringement, provide www.my2012psychic.com Copyright Agent the following information:

  1. an electronic or physical signature of the person authorized to act on behalf of the owner of the copyright interest.
  2. a description in sufficient detail of the copyrighted work that you claim has been infringed, to include the location where the copyrighted work exists or a copy of the copyrighted work will suffice in lieu of web address.
  3. the location and description of claimed infringement work  to be found, to include Site location and URL web address.
  4. your mailing address, telephone contact number, and primary email address.
  5. a statement by you that you have a good faith to believe that the disputed use is not authorized by the copyright owner, its agent, or the law; and
  6. a statement by you, made under penalty of perjury, that the above information in your Notice is true and accurate to the best of your knowledge, that you are the copyright owner or authorized to act on the copyright owner's behalf.

www.my2012psychic.com Copyright Agent for Notice of claims of copyright infringement can be reached as follows.

By email:

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PROPRIETARY RIGHTS

The content, organization, graphics, design, compilation, magnetic translation, digital conversion, software and other matters and material related to the Website and/or Service are protected under applicable copyrights, trademarks and other proprietary to include without limitation, intellectual property rights. The copying and redistribution of and/or publication by you of any part of www.my2012psychic.com is strictly prohibited.  Any content posted or provided by you will become the property of www.my2012psychic.com. To the extent that content is posted or provided by you and which contains personally identifiable information, we refer you to the terms of the privacy policy. You do not acquire ownership rights to any content, document, software, services or other material that you view on or through this Website. The posting of information or material on the website by www.my2012psychic.com does not constitute a waiver of any right in such information and/or materials.


INTERNATIONAL USERS

www.my2012psychic.com makes no claim as to the appropriateness of the content of this Site as nor does it claim the content is appropriate to be downloaded outside the United States. If you access the Site from any location outside of the United States then you do so knowing you are doing so at your own risk and you are responsible for and will be accountable to compliance with the laws of your jurisdiction regarding online conduct and acceptable content.


LIMITED LICENSE

www.my2012psychic.com grants Member’s a limited license to access and make personal use of this Site. Such license does not, however, permit you to download or modify this Site or any portion thereof. This license does not include any resale or commercial use of this Site or its contents; any collection and/or use of any product listings, descriptions, or prices; any derivative use of this Site or its use of data mining, robots, or similar data gathering and extraction tools. This Site or any portion thereof may not be reproduced, duplicated, copied, sold, resold, visited, or otherwise exploited for any commercial purpose without express written consent of www.my2012psychic.com. You may not use, frame, or utilize framing techniques to enclose any Company trademark, logo, or other proprietary information (including the images found at the Site, the content of any text, or the layout/design of any page or form contained on a page) without www.my2012psychic.com express written consent. You may not use any meta-tags or any other "hidden text" utilizing www.my2012psychic.com name or trademarks without the express written consent of www.my2012psychic.com. Any unauthorized use terminates the limited license granted by www.my2012psychic.com to you and subjects you to any and all criminal and/or civil liability arising there from. www.my2012psychic.com reserves any rights not explicitly granted in this Agreement.


DISCLAIMER OF WARRANTIES

YOU EXPRESSLY AGREE THAT USE OF THIS SITE IS AT YOUR SOLE RISK.  YOU UNDERSTAND AND AGREE THAT WWW.MY2012PSYCHIC.COM AND ITS SERVICES ARE PROVIDED "AS IS," WITH NO WARRANTIES WHATSOEVER.  ANY AND ALL EXPRESS, IMPLIED, AND STATUTORY WARRANTIES, INCLUDING, WITHOUT LIMITATION, THE WARRANTIES OF MERCHANTABILITY, FITNESS FOR A PARTICULAR PURPOSE, AND NON-INFRINGEMENT OF PROPRIETARY RIGHTS, ARE EXPRESSLY DISCLAIMED TO THE FULLEST EXTENT PERMITTED BY LAW.

TO THE FULLEST EXTENT PERMITTED BY LAW, WWW.MY2012PSYCHIC.COM DISCLAIMS ANY AND ALL WARRANTIES FOR THE SECURITY, RELIABILITY, TIMELINESS, AND PERFORMANCE OF THE SERVICE PROVIDED. TO THE FULLEST EXTENT PERMITTED BY LAW, WWW.MY2012PSYCHIC.COM  DISCLAIMS ANY AND ALL WARRANTIES FOR OTHER SERVICES OR GOODS RECEIVED THROUGH OR ADVERTISED ON THE SITE OR RECEIVED THROUGH ANY AND ALL LINKS PROVIDED ON THE SITE, AND FOR ANY AND ALL ADVICE OR INFORMATION RECEIVED THROUGH AND BY THE SITE OR THROUGH ANY AND ALL LINKS PROVIDED ON THE SITE. WWW.MY2012PSYCHIC.COM SIMILARLY DISCLAIMS, TO THE FULLEST EXTENT PERMITTED BY LAW, ANY AND ALL WARRANTIES FOR ANY INFORMATION OR ADVICE OBTAINED THROUGH THE SITE OR SERVICE. YOU EXPRESSLY UNDERSTAND AND AGREE THAT WWW.MY2012PSYCHIC.COM DISCLAIMS ANY AND ALL RESPONSIBILITY OR LIABILITY FOR THE ACCURACY, CONTENT, COMPLETENESS, LEGALITY, RELIABILITY, OPERABILITY OR AVAILABILITY OF INFORMATION OR MATERIAL DISPLAYED AS A RESULT OF THE SERVICES OR SERVICE. WWW.MY2012PSYCHIC.COM DISCLAIMS ANY RESPONSIBILITY FOR THE DELETION, FAILURE TO STORE, MISDELIVERY, OR UNTIMELY DELIVERY OF ANY INFORMATION OR MATERIAL, INCLUDING BUT NOT LIMITED TO THE DELETION OR FAILURE TO STORE ANY MESSAGES OR PERSONALIZED SETTINGS.

ALTHOUGH THE WWW.MY2012PSYCHIC.COM STRIVES TO PREVENT THE INTRODUCTION OF VIRUSES OR OTHER DESTRUCTIVE MATERIALS TO THE SITE, WWW.MY2012PSYCHIC.COM DOES NOT MAKE ANY GUARANTEE THAT THIS SITE IS FREE OF VIRUSES, WORMS, SOFTWARE LOCKS, DROP DEAD DEVICE, TROJAN-HORSES, ROUTINGS, OR ANY OTHER HARMFUL AND DESTRUCTIVE CODES, INSTRUCTIONS, PROGRAMS OR COMPONENTS.  WWW.MY2012PSYCHIC.COM DOES NOT HOLD ANY RESPONSIBILITY OR LIABILITY FOR ANY HARM.

NO ADVICE OR READING, WHETHER SPOKEN OR WRITTEN, THAT HAS BEEN OBTAINED BY A MEMBER FROM WWW.MY2012PSYCHIC.COM OR THROUGH USE OF ITS SERVICES, SHALL CREATE ANY EXPECTATION OR WARRANTY NOT EXPRESSLY STATED IN THIS AGREEMENT. IN PARTICULAR BUT NOT LIMITED TO, WWW.MY2012PSYCHIC.COM FURTHER MAKES NO WARRANTY THAT 1) THE WEBSITE AND/OR SERVICES WILL MEET YOUR REQUIREMENTS; 2) THE WEBSITE AND/OR SERVICES WILL BE UNINTERRUPTED, TIMELY, SECURE OR ERROR FREE; AND 3) THE RESULTS THAT MAY BE OBTAINED FROM THE USE OF THE WEBSITE AND/OR SERVICES WILL BE ACCURATE OR RELIABLE.  WWW.MY2012PSYCHIC.COM  WILL NOT BE HELD LIABLE FOR THE AVAILABILITY OF THE UNDERLYING INTERNET OR TELEPHONE CONNECTION AND/OR ANY AND ALL SERVICES PURCHASED ON OR VIA THE WEBSITE AND/OR TELEPHONE.  SOME JURISDICTIONS DO NOT PERMIT THE DISCLAIMER OF IMPLIED WARRANTIES. THE FOREGOING DISCLAIMERS MAY NOT APPLY TO YOU INSOFAR AS THEY RELATE TO IMPLIED WARRANTIES.


LIMITATION OF LIABILITY

YOU AGREE AND UNDERSTAND THAT WWW.MY2012PSYCHIC.COM, ITS PARENTS , AFFILIATES, ITS LICENSORS, AND SUBSIDIEARIES SHALL NOT BE LIABLE TO ANY MEMBER ON ACCOUNT, WHETHER  OR NOT AUTHORIZED, THE PROPER OR MISUSE OF AND RELIANCE ON THE SERVICE WE PROVIDE TO YOU.  LIABILTY OF WWW.MY2012PSYCHIC.COM SHALL NOT EXCEED THE AMOUNT PAID TO WWW.MY2012PSYCHIC.COM BY ANY MEMBER . SUCH LIMITATION OF LIABILITY IS SUCH THAT IT SHALL APPLY TO PREVENT RECOVERY OF DIRECT, INDIRECT, INCIDENTAL, CONSEQUENTIAL, SPECIAL, EXEMPLARY, AND PUNITIVE DAMAGES (EVEN IF MEETYOURPSYCHIC.COM, ITS PARENTS,  AFFILIATES, LICENSORS, SUBSIDIEARIES, AND ATTORNEYS HAVE BEEN ADVISED OF THE POSSIBILITY OF SUCH DAMAGES).  SUCH LIMITATION OF LIABILITY SHALL APPLY WHETHER OR NOT THE DAMAGES ARISE FROM USE OR MISUSE AND/OR RELIANCE ON THE SERVICE, FROM INABILITY TO USE THE SERVICE, OR WHETHER IT COMES FROM THE INTERRUPTION, SUSPENSION, OR TERMINATION OF THE SERVICE TO INCLUDE SUCH DAMAGES HAVING BEEN INCURRED BY A THIRD PARTY.  SUCH LIMITATION WILL APPLY IN REGARDS TO DAMAGES HAVING BEEN INCURRED BY REASON OF OTHER SERVICES OR GOODS RECEIVED THROUGH OR ADVERTISED ON THE SITE OR RECEIVED THROUGH ANY LINKS WHICH HAVE BEEN PROVIDED ON THE SITE, AS WELL AS BY REASON OF ANY INFORMATION OR ADVICE RECEIVED THROUGH OR ADVERTISED ON THE SITE OR RECEIVED THROUGH ANY LINKS PROVIDED ON THE SITE. SUCH LIMITATION SHALL APPLY, WITHOUT LIMITATION, TO THE COSTS OF PROCUREMENT OF SUBSTITUTE GOODS OR SERVICES, LOST PROFITS, OR LOST DATA. SUCH LIMITATION SHALL APPLY WITH RESPECT TO THE PERFORMANCE OR NON-PERFORMANCE OF THE SERVICE OR ANY INFORMATION OR MERCHANDISE THAT APPEARS ON, OR IS LINKED OR RELATED IN ANY WAY TO, WWW.MY2012PSYCHIC.COM, TO INCLUDE ANY SERVICE, WHETHER PROVIDED BY INTERNET OR TELEPHONE.  SUCH LIMITATION SHALL APPLY NOT WITHSTANDING ANY FAILURE OF ESSENTIAL PURPOSE OF ANY LIMITED REMEDY. SUCH LIMITATION SHALL APPLY TO THE FULLEST EXTENT PERMITTED BY LAW. UNDER NO CIRCUMSTANCES SHALL WWW.MY2012PSYCHIC.COM, ITS  PARENTS, AFFILIATES SUBSIDIEARIES, OR ITS LICENSORS BE HELD LIABLE IN ANY WAY FOR ANY DELAY OR FAILURE IN PERFORMANCE RESULTING DIRECTLY OR INDIRECTLY FROM ACTS OF NATURE, FORCES, OR CAUSES BEYOND ITS REASONABLE CONTROL, INCLUDING, WITHOUT LIMITATION, INTERNET FAILURES, COMPUTER EQUIPMENT FAILURES, TELECOMMUNICATION EQUIPMENT FAILURES, OTHER EQUIPMENT FAILURES, ELECTRICAL POWER FAILURES, STRIKES, LABOR DISPUTES, RIOTS, INSURRECTIONS, CIVIL DISTURBANCES, SHORTAGES OF LABOR OR MATERIALS, FIRES, FLOODS, STORMS, EXPLOSIONS, ACTS OF GOD, WAR, ACT OF TERRORISM GOVERNMENTAL ACTIONS, ORDERS OF DOMESTIC OR FOREIGN COURTS OR TRIBUNALS, NON-PERFORMANCE OF THIRD PARTIES, OR LOSS OF OR FLUCTUATIONS IN HEAT, LIGHT, OR AIR CONDITIONING. IN JURISDICTIONS THAT DO NOT PERMIT THE DISCLAIMER OF IMPLIED WARRANTIES, THE FOREGOING DISCLAIMERS MAY NOT APPLY TO YOU INSOFAR AS THEY RELATE TO IMPLIED WARRANTIES.


TERMINATION

You agree that www.my2012psychic.com may, in its sole discretion, without prior notice to you, terminate your use of its services and remove and discard any Content and Submissions within the Service in any manner for any reason or for no reason at all.  You further agree that www.my2012psychic.com is not, and will not be, liable to you or to any other third party for termination of your ability to access the website or other services. Use of the Service is subject to the Terms and Conditions of Use. You acknowledge and agree that www.my2012psychic.com may terminate, block or prevent future access to any portion of the Site and/or Service should you fail to comply with the Terms and Conditions of Use or any other guidelines and rules published by www.my2012psychic.com.  You further agree that the cancelation or termination of a Member’s account shall be in the sole discretion of www.my2012psychic.com and may occur without prior notice, or any notice at all.  www.my2012psychic.com further reserves the right to terminate or suspend any Member’s access to www.my2012psychic.com or to any portion of the Service for any conduct that www.my2012psychic.com, in its sole discretion, believes is or may be directly or indirectly harmful to other users to www.my2012psychic.com or its parent, subsidiaries, affiliates, partners, members, officers, employees, or business contractors, or to other third parties, or for any conduct that violates any local, state, federal, or foreign laws or regulations. Non-termination is in no way an indication of a waiver under this or any other section nor can it be construed as an indication of a tacit consent or endorsement of any kind. If www.my2012psychic.com terminates or cancels your account at any time, www.my2012psychic.com will not be held liable or responsible to you and therefore will not refund any sum of amounts previously paid.


INDEMNIFICATION

You understand, acknowledge and agree to defend indemnify, and hold harmless www.my2012psychic.com and its parent company(s), affiliates, co-branders, successors and assigns, advertisers, suppliers and operational service providers and their respective officers, members, managers, co-branders, employees, representatives and agents, or others involved in creating, promoting, or otherwise making available this Site from any and all claims, actions, costs, expenses, or demands, including but not limited to any settlement and/or attorney’s fees, resulting from your use of the site and its services whether via the Internet or telephone and any content you submit, post to or transmit through this Site, your use of Service and any advice or information obtained thereby, your violation of this Agreement, your violation of any rights of another, or termination of you access to the Site and/or services otherwise arising out  of your use of this Site in any manner.


LEGAL WARNING

Any attempt by any individual, to damage, destroy, tamper with, vandalize this website and/or otherwise interfere with the operation of the Website and its Services, internet and telephone base, is a violation of criminal and civil law and www.my2012psychic.com reserves the right to seek damages and will diligently pursue any and all remedies against any offending individual or entity to the fullest extent permissible by law and in equity.


PRIVACY POLICY

Our privacy policy is available at www.my2012psychic.com and is hereby incorporated hereto and made a part of this agreement.


CUSTOMER SERVICE

Customer Support is available by email at Customer Service


NO ASSIGNMENT

Member shall not assign their rights of purchased services or benefits under this Agreement to any other person and shall not be made subject to option or assignment, either by voluntary or involuntary assignment or by operation of law without the prior, written consent of www.my2012psychic.com.  Any action of assignment is in violation of this section is strictly against www.my2012psychic.com’s Terms of Use, and shall immediately and forever terminate any membership to this site.


MANDATORY ARBITRATION PROVISION / CHOICE OF LAW AND VENUE

Nothing in this Agreement shall be construed as making either party the partner, joint venture, agent, legal representative, employer, or employee of the other.  Neither party shall have, or hold itself out to any third party as having, any authority to make any statements, representations or commitments of any kind, or to take any action that shall be binding on the other, except as provided for herein or authorized in writing by the party to be bound. This Agreement shall be interpreted in accordance with the laws of the State of Nevada (excluding any rules governing choice of laws).  Any and all disputes arising out of this Agreement or the Services referenced herein shall be resolved by mediation, and if such mediation is unsuccessful, by binding arbitration under the auspices of, and pursuant to the commercial arbitration rules of, the American Arbitration Association.  This Agreement will be binding and will insure to the benefit of the legal representatives, successors and assigns of the parties hereto. This Agreement (and the policies referenced herein and incorporated by reference) constitutes the entire agreement between www.my2012psychic.com and Member with respect to the subject matter hereof, and Member has not relied upon any promises or representations by www.my2012psychic.com with respect to the subject matter except as set forth herein. www.my2012psychic.com services are not open to Members who live in a country that is prohibited by law, regulation, treaty or administrative act from entering into trade relations with the United States.

No amendment to this Agreement will be effective unless made in writing. The paragraph headings herein are solely for the sake of convenience and will not be applied in the interpretation hereof. If any provision of this Agreement is held by a court of competent jurisdiction to be illegal, invalid, unenforceable, or otherwise contrary to law, the remaining provisions of this Agreement will remain in full force and effect.

Last Updated 12/11/11